@article{
  author = {Madady, Mehran, keramati, mohammadali, Moinzad, Hossein, Amin Mousavi, Seyed  Abdullah, Amin Mousavi, Seyed Abdullah, Amin Mousavi, Seyed Abdollah   },
  title = {Drivers and inhibitors of the diffusion of "near field communication" technology in the mobile phone payment system in Iran},
  journal = { Roshd -e- Fanavari},
  year = {2023},
  volume = {19},
  number = {76},
  pages = {58-71},
  doi = {10.61186/jstpi.40837.19.76.58}
}